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What if I’ve had credit problems? |
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Your credit history is only one factor in qualifying for a loan, and having made some late payments doesn’t have to keep you from buying a home. Someone who has consistently made payments on time in the past may have more financing options than someone who has not, but that doesn’t mean a mortgage is off-limits if you’ve had credit problems. Additionally, we have tools at our disposal that can help you improve your debt situation so that you will be better suited to receive the best loan available.
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