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The Power of Appreciation (Primary Residence Version)

                                                                                                 
  Project your homes appreciation, profit and cost of ownership.

Edit any Yellow field

          
  Estimated Appreication Rate        
  Purchase Price      
  Loan to Value    
           
  Interest Rate Monthly Payment    
  Loan Term in Years, 0 equals Interest Only      
  Current Annual Property Taxes Tax          
  Annual Homeowner's Insurance Cost Insurance              
  Personal Federal Tax Rate Total Payment        
  Years of Ownership   1 2 3 4  
  Year Purchased  
     
  Presale Calculations    
  Annual Appreciation    
  Cumulative Appreciation    
  Appreciated Value of Home    
  Cumulative Appreciation Percentage    
       
   
  Annual Interest Cost    
  Annual Real Estate Taxes    
  Schedule A Interest and Tax Deduction    
  Tax Savings Created by Deduction  
  Homeowner's Insurance (Not Deductible)    
  Cost of Money after Tax Savings    
  Cumulative Cost of Money after Tax Savings    
       
  Initial Investment + Interest, Tax and Insurance  
       
  Cumulative Appreciation (From Above)    
  Cumulative Cost of Money after Tax Savings (From Above)  
  Profit from Ownership    
    If these figures are positive, the homes appreciated value is  outpacing the cost of ownership!    
  Return on Investment    
  Post Sale Calculations    
  Sales Price Assumption / Value    
       
  Cumulative Appreciation    
  Less:  Sales Fees  
  Gain or Loss From Sale of Home    
    Taxable first 2 years. The gain is tax free to $250,000 for individual, $500,000 for Joint.                                                
  Return on Investment    
       
  Cumulative Cost of Money after Tax Savings (From Above)  
  Income/Loss including interest expense    
  Return on Investment including cost of interest, tax and Insurance  
         
  Net Funds Received at Close of Escrow    
       
         
         
         
         
         
         
           
       
                   
             
           
           
           
           
       
           
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
 
     
     
     
       
       
         
         
         
         
         
       
           
           
         
     
         
       
     
     
    Pmt Accum Pmt Int Accum Int Princ red    
          Bal   Principal Reduction Int Cost  
           
         
         
         
         
         
         
         
         
         
         
         
         
         
         
         
         
         
         
         
         
         
         
         
         
         
         
         
         
         
           
           
           
           
           
           
           
           
           
           
           
           
           
           
           
           
           
           
           
           
           
           
             
           
           
           
           
           
           
           
           
           
                 

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